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International Merchant Processing

Social Gaming Merchant Accounts

International IBC Banking offers merchant accounts to types of business that offer social gaming merchant accounts to businesses that operate websites with games people have to pay to play, this is inclusive of:

  • MMORPGs
  • Facebook app games
  • Board games
  • Game show games
  • Games for kids

With International IBC Banking, social gaming merchants do not sacrifice service or affordability.  With our merchant account services you will be able to receive a variety of options based on your company’s needs and will be able to make your social gaming business a success.

3rd Party or Aggregation Accounts

Third party accounts are for merchants that have difficulties maintaining their own merchant accounts or have consistently high chargebacks. These merchants share an account within a large merchant portfolio until they are mature enough or have enough credit card processing history to obtain their own merchant account number. Merchant discount rates are favorable within this portfolio because the account is protected from chargebacks and high credit card processing volume within the merchant portfolio. Third party merchant accounts are for the following types of merchants:

  • New business with no credit card processing history
  • Merchants with high chargebacks, refunds, and returns
  • Merchants that are considered high risk
  • Merchants that are consistently averaging more than 1% in chargebacks a month
  • TMF (Terminated Merchant File or MATCH) and CIRF Merchants
  • Merchants under the Visa/MasterCard chargeback reduction program
  • Merchants that are not incorporated within a jurisdiction

Canadian and United States High Risk Merchant Accounts

  • International IBC Banking works with a number of banks that specialize in high risk merchants that do high volume transactions
  • Requirements to process domestic is less stringent that offshore processing, no offshore incorporation is required to process with domestic banks
  • Merchant discount rates are favorable
  • Multiple currencies available
  • Majority of the online ecommerce merchants can be placed with a domestic bank with favorable rates
  • Canadian merchants with high chargebacks and on CIRF accepted and U.S. merchants on MATCH accepted

Offshore Merchant Accounts for High Risk Merchants

  • International IBC Banking  works with a number of offshore banks in Latin America, Caribbean and Europe
  • Unlimited volume, low discount rates, quick approvals
  • All business types accepted
  • Merchants with high chargebacks accepted
  • CIRF and MATCH (TMF) list merchants accepted